Need an appraisal in Sweetwater or McMinn County?
The top 7 reasons TN homeowners use Sunrise Appraisal Services:
Need help determining the value of your home in or near Sweetwater, TN?
At Sunrise Appraisal Services, we understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a homeowner that probably doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Sunrise Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you dismiss unwanted and unneeded PMI insurance.
Challenge property tax assessments
If you live in an area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Sunrise Appraisal Services is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your property is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. An expert appraisal from Sunrise Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.